Empowering cash flow confidence
kwidflow harnesses the power of AI to help businesses get paid faster
Over 80% of businesses have experienced late payments in the past six months directly impacting their liquidity...
Over 80% of businesses have experienced late payments in the past six months directly impacting their liquidity...
kwidflow’s unique advantage
Faster liquidity advance using AI scoring and predictive analytics
1
Supplier sells goods or services to buyer on extended payment terms
2
kwidflow engine scores and prioritizes invoices for advance payment
3
kwidflow offers supplier immediate payment as % of invoice value
4
Supplier pays kwidflow full invoice value on due date
When businesses struggle with cashflow they don’t have time to wait for credit
Traditional solutions like invoice factoring use a lengthy process that is expensive and time-consuming
Creditworthiness
Only some customers may qualify for invoice factoring and the process is not very transparent
Invoice Age
Invoices with longer payment terms are not included in traditional offers
Balance Sheet
Banks prefer to work with customers that have long histories and limited volatility
Industry
Invoice factoring doesn’t work for all sectors - so not everyone gets the same level of service
Payment History
Traditional credit services favour customers with consistent cashflow
How it works
Unlike traditional solutions, our B2B solution rapidly analyses supplier, invoice, and payment data to evaluate risk exposure and target invoices for advance payment.
kwidflow integrates within a customer’s invoice ecosystem
Data
Invoice and payment data
Supplier credit worthiness
Buyer invoice scheduling and payment processes
AI
Algorithms score Supplier, Buyer, and invoice history
Decision Engine gathers signals from external sources
Machine learning improves pricing and advance decisions over time
Payments
Invoice advances are prioritized for payment within seconds of customer request
Pricing varies with risk threshold and invoice payment terms
Business customers can make a request for early payment directly from accounting or banking systems
We are a data and AI company - not a bank - by partnering with companies that provide invoice and accounting solutions kwidflow improves the customer experience while providing much needed liquidity using AI at scale.
Contact Us - info@kwidflow.com
We have deep experience in financial services and a proven track record of building and launching AI products at scale